man stressed at workI have grit. Normally, this is seen as a good thing. However, it’s actually one of my biggest weaknesses and here’s why.  

Because I have taken grit to the extreme, I have stuck with jobs for far too long (sometimes years too long). I believed that I was not only in control of my own success, but also that through hard work and inspiration, I could change the situation, the environment, and the people.

Because of my grit, I stuck it out at jobs until I was stopped in my tracks, often by mental health issues

Grit can also be known as having an “internal locus of control.” Taken to the extreme, it can be very damaging.

“People who develop an internal locus of control believe that they are responsible for their own success. Those with an external locus of control believe that external forces, like luck, determine their outcomes.”

Locus of control diagram

While I would agree most of the time this is a good thing, taking any good thing, including an internal locus of control, to the extreme can also be dangerous and unhealthy.  

5 Warning Signs it’s Time to Get a New Job

As I’ve overcome my most recent major depressive episode, I’ve come to understand the early warning indicators that you should consider finding a new job. This post is an effort to share those learnings with you.  

While I hope you don’t experience these challenges at your job, I hope my story can serve a cautionary tale.

Sometimes earning a high income comes with costs. These costs might be to your health, your happiness, and your well-being.

Man Stress work

I used to believe that these costs were inevitable. However, I learned the hard way that these costs are not worth paying, nor are they necessary, to make a good, steady income.

If you take anything away from this post, I hope it’s this: If you are experiencing any these things, listen to yourself. You don’t have to push through, try too hard to change it, or try to change your negative emotions. Maybe the emotions are telling you it’s time to get out.

Maybe you need to walk away. Or maybe you need to run away as fast as your legs can carry you.

1. Long Hours

According to the Bureau of Labor Statistics and Gallup, Americans work on average 44-to-47 hours/week. While Americans might work less now than they did in our early history, we are working more than the standard 40 hours that was written into the Fair Labor Standards Act in 1940.

In a time where many of us receive salaries that are exempt from overtime wages, we are working many more hours than should be expected. Sometimes we think that more hours are expected with high salaries. I certainly fell into that trap.

In my last job, I consistently worked about 50 hours/week. I never felt like I could get everything done even in that amount of time.

I recently took a “pay cut” to work part-time. It appeared that both my total wages and pay rate were going down. However, if I calculate my real hourly rate with my actual work hours, I actually get paid about $5/hour more in my new job.  

2. Long Commute

The average commute time in the United States is 26.6 minutes each way. This adds a full hour to our days. I live in Boston, where the average commute time is 30.4 minutes each way. We can also think about it this way, it’s adding 5 hours/week or 260 hours/year.  That’s a lot of time.

At my last job, my commute was about 40-55 minutes depending on traffic. When you take the time to park, walk into the office (the parking lot was quite far away), the door-to-desk commute was about an hour.

This added 2 hours/day, 10 hours/week, or 520 hours/year to my working hours. That’s the equivalent of spending 22 full days/year commuting. Almost a full-month/year of my time was spend commuting.

On top of my 10-hour workdays, 2 hours spent in traffic meant I was gone for work for 12 hours/day.

3. Toxic, High-Stress Culture

It can be hard to define the components of a toxic-high-stress culture, but we all know them when we see and feel them.

I recently read an article from Inc. that outlines the characteristics of toxic work culture.  They described it as follows:

  • A constant focus on things people are doing wrong and correcting problems with minimal positive feedback when things go right.
  • A bureaucracy that has too many layers to move work forward.
  • Leaders who focus on control and micro-management.
  • Little concern for the happiness or well-being of employees.
  • When people are expected to sacrifice their personal lives for the job with long hours and little downtime.

Reading that article was sobering for me because I have experienced all 5 of those things. Yet, I didn’t recognize it as a toxic work culture. In my last organization, there was somehow also a narrative that the culture of the organization was amazing and you wouldn’t find a culture like this anywhere else.

Somehow I (and most people in my organization) bought into this narrative and assumed that everyone else was experiencing it as a positive culture. 

4. Bad Boss

While a toxic work culture can be a huge factor in your level of enjoyment in your job, your supervisor can perpetuate or mitigate those impacts. You could still have a somewhat positive experience in a toxic culture if your supervisor shields you from the biggest challenges.

The opposite is true as well. You can have a terrible boss in a healthy work culture and have an overall terrible experience.

The worst is when you have a bad boss in a toxic work culture.

The number one cause of unhappiness at work is bad bosses. If you have a bad boss in a toxic work culture, you should consider finding a new job fast. It’s unlikely that they’ll change quickly enough for it not to impact you.

5. Lack of Growth Opportunities

In some companies and organizations, there are a lot of growth opportunities. There are opportunities to take on new projects that might come with promotions and pay raises over time. However, this is not the case in all employers.  

In fact, there was a recent study that found that employees who stay at their companies for longer than two years get paid 50% less in the long-term. When you stay at the same company, the average annual pay increase is about 3% or 4.5% for high performers.

When you find a new job at a different company, the average increase is between 10-20%. If you want to boost your income, one thing you can do is consider switching jobs.

Fortunately, lack of growth opportunities was not something I experienced in my last job. If anything, there was too much challenge. I increased my salary by 64% during my 4 years in the organization with 2 promotions. This was honestly part of the reason I stayed for so long.

I think the most important thing is to get paid what you deserve. If you do your research, you can know if you are being paid a fair wage. If you aren’t, try to negotiate your salary or bring your skills to a new company.

What to Do if You See the Warning Signs

Most of us haven’t yet reached financial independence and don’t have the luxury to be able to quit our jobs and spend time on passion projects that may or may not make money for us.  

If you have even just a couple of these early warning signs, I’d encourage you to think critically about your job. Ask yourself the following questions:

  • Is this job worth it to me?
  • Am I trading my health, my happiness, or my peace for a high paying job just to reach FI faster?
  • Is it possible that there are better opportunities out there for me?

If you answered “Yes” to any of the above questions, I’m here to say 2 things:

1 – It’s not worth it.

2 – I am confident that you can find a better situation that still enables you to pursue your goals.

You will find another job, and it will very likely be better, as long as you are thoughtful and critical during the interview process.

Anything that Costs Your Peace (and Happiness) is Too Expensive

I recently read an article on Four Pillar Freedom about Enjoyable Active Income (EAI). EAI is defined as, “Income resulting from active work that an individual finds enjoyable.” While this is a very simple concept, it was very inspiring to me.

Because I graduated from college immediately after the recession, I have had a complicated relationship with work. In the year after graduation, I applied for over 100 jobs, found a job I hated and later started working for AmeriCorps making $11,000/year.

Because of these experiences, I’ve always thought that finding a job would be extremely challenging and that it was no more than a pipe dream to have a job you actually enjoyed.  

Through understanding the concept of EAI and my engagement with members of the FI community, I’ve come to realize that it is possible to enjoy our lives while we are working. When we have a certain level of financial freedom (what I might call F-You Money) you can use that freedom to build a life you want to be living.

I have recently transitioned into a pretty amazing part-time working situation in a nonprofit organization, and I have to say that so far, it’s truly EAI.  

I am much happier working at a job that is more enjoyable, requires fewer hours, and where I have a great boss, even if I earn less money.

As the Fioneers, we believe the journey should be as remarkable as the destination and that we can build lives of happiness and meaning along the path to FI. If your job doesn’t bring you happiness and meaning and instead causes you headaches and unhappiness, maybe it’s time to walk (or run) away.

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