Trading Money for Time on the Path to Financial Independence

Back in the fall, when I considered accepting a part-time job, knowing that Angela has previously walked this path made it feel easier to do the same. Angela has also been instrumental in helping me learn to set boundaries at work and say no more frequently. Angela was one of the first people who I thought of when I started this interview series. I’m very excited for Angela to share her story with you. 

Why You Should Pursue Financial Independence Even If You Don’t Want to Retire Early

Even though I don’t want to retire early, this doesn’t mean I am no longer pursuing financial independence. It’s actually quite the opposite. I am more excited about our pursuit of financial independence because of the complexity of our journey. It’s no longer as simple as finding a balance between work and no work. It’s a journey of self-discovery, dreaming big, working toward goals, re-engineering our life, diving into entrepreneurship, and so much more.

Balancing Work and Family with Part-Time Employment

Meet Mr. and Mrs. GovWorker. Mr. and Mrs. GovWorker live in the midwest. They both work government jobs and have three kids, ages 3-to-11. Mr. and Mrs. GovWorker also don’t have a set timeline to reach financial independence. They learned about FI in 2018 when reading a Money Magazine feature. Their decision to pursue FI came when they realized that they were already more than halfway to FI and would love the extra time to enjoy life together. In this interview in the slowing down series, Mr. GovWorker shares how their family of five has achieved more balance since Mrs. GovWorker recently was able to transition her role from 5 to 4 days/week.

Coast to Financial Independence through Semi-Retirement

Semi-retirement means that you have already saved enough for a traditional retirement, but you still need to cover some or all of your daily expenses through active income. Since you are no longer in the “accumulation phase,” you can usually pursue things you are interested in often on a part-time, contract, or freelance basis. Michelle is a semi-retired woman in her mid-30s from South Australia. She’s focused her career in the arts and is an avid traveler. I am incredibly inspired by Michelle’s story, and I hope you will be too.

How to Set Boundaries at Work

I used to be terrible at setting boundaries at work. In my last job, I was constantly chasing the next promotion and the next pay raise, so I would say “yes” to every request. Within the last year, things have completely shifted for me. I decided to accept a part-time job and have focused on setting appropriate boundaries at work so that I have time and brain space to focus on things in my life that are important to me.  

When to Quit Your Side Hustle

So many people who have side hustles in addition to their day job continue doing them year after year, even as their income grows. I’ve even heard people say they are afraid to quit their side hustles in case they lose their day job. That fear did not stop Josh from quitting his side hustle. Learn more about Josh’s decision as part of our slowing down series.

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