A few years ago I resisted learning to play golf with some of my best friends because I didn’t want to spend the money. Now, I really enjoy getting out on the course and a few other hobbies. Here’s my story of how I shifted my approach to spending money.
Many who are pursuing financial independence would never consider a cash-out refinance. A common approach for those pursuing FI is to pay down the mortgage early and I can relate. But, we are choosing to do a cash-out refinance and here’s why.
Transportation expenses are one of the big three expense categories. This means that there is a lot of potential for savings, and helping Americans better achieve their financial goals. This post outlines 3 strategies with the biggest potential impact for saving money on transportation expenses.
What I enjoy about running is that you run your own race. You compete against yourself. When it comes to finances, people too often compare themselves to the average person to gauge their financial progress. But this is a huge mistake.
If you are looking to improve your financial situation, you should consider lowering your housing costs. While housing is the single largest expense category, it is also unique in the sense that it is more permanent than other categories. Figuring out how to lower your housing costs will depend on your unique situation.