Our plan to reach FI is not to deprive ourselves to build up a nest egg so that we can relax later. And to be clear, our journey to financial independence is not about early retirement. We are not looking to not work or sit on a beach for 50-60 years. Instead, this journey is about lifestyle design, freedom, flexibility and security. We plan to take very intentional actions so that we can adjust our lifestyle along the way. Here’s a detailed look at what our plan currently looks like.
My goal is to leverage my passion hustles to build our ideal lifestyle over time. Ultimately, I want to get to a place where when we actually hit our FI number, we don’t need to change anything. We will already be living our ideal life.
Spending is usually a response to some sort of trigger. Some triggers are helpful, and others are indicators that there’s something going on in our lives that needs to be addressed. When we address the underlying issue, curbing emotional spending becomes so much easier.
It is important to look beyond our actual salary to include other costs (monetary and time). Taking all of these things (such as commute time and costs, time spent detoxing, and convenience spending) into account allows us to calculate our true hourly wage.
A few years ago I resisted learning to play golf with some of my best friends because I didn’t want to spend the money. Now, I really enjoy getting out on the course and a few other hobbies. Here’s my story of how I shifted my approach to spending money.
I just finished the first official launch of my group coaching business. Not only did I have a successful outcome, but I learned so many things through the process. Most importantly, I overcame many limiting beliefs that could have held me back and didn’t. Here I am, lifting the hood and giving you a glimpse of my own imposter syndrome and limiting beliefs over the last several months.