I started my FI journey after Carl (from 1500 Day to Freedom) retired early. Our philosophy was inspired by his advice to slow down and enjoy the journey. In fact, he called his own FI journey a “death march to financial independence” and urges people to avoid making the same mistakes.
Thinking about any significant life change, usually sets off a chain reaction of anxious thoughts and limiting beliefs. This is completely normal. The first step to working through these limiting beliefs related to scarcity is to understand your numbers and what they mean for your life today.
While my experience with anxiety was very challenging, it taught me some important lessons about putting myself first. A key financial concept known as F-You Money gave me the confidence to move forward in a way that prioritized my health and happiness. I’ve also had more recent realizations about F-You money. I originally thought that the sole purpose of F-You Money was to be able to get yourself out of a bad situation. After becoming an entrepreneur, I see that it can also allow you to take advantage of an opportunity.
You deserve to get paid a fair (and hopefully high) wage for the work that you do. As a former HR professional, I’ve often been on the employer side of salary negotiations. Here’s what I’ve learned about successful salary negotiation.
There are so many different “flavors” of FIRE (Financial Independence and/or Retire Early) that it can be hard to keep track. But, I actually love that there are so many different approaches to pursuing FI. Why? Because I know that one singular path won’t resonate with everyone.
Savings rate has been one of the most influential financial concepts for us. In the past 5 years, we’ve more than doubled our savings rate. This has given us more freedom and confidence as we shift our long-term plans.
